Commercial and Church Financing We have several options for financing below. We have some options that can be done under the Church and some need to be done personally.Typically, a Church combines several of the options in order to raise the capital necessary. Option 1: You or several board members apply for a Personal or Project Loans and/or credit cards (you or all board members can apply separately) You can apply for 0% Credit Cards up to 18 months, Personal loans up to 60 months, Project loans up to 72 monthsYou can apply for 0% Loans from 24 months to 84 months. These options come with up front fees from 10%-40% of the loan amount. Option 2: Apply for either a Refinance of the buildings current first mortgage or a new mortgage on the property thru Griffen Financing Option 3: Use the IRS Direct Rebate to pay for your roof when you insert solar panels. Find out more here Option 4: Apply for HELOC up to 25 years on your personal residence